Our Story

About Us: PCI Proxy EU

We built PCI Proxy EU because PCI compliance shouldn't slow your growth. We're a European-first team - you focus on your product, we keep card data off your servers and shrink your PCI perimeter.

Our Story

Born from a European Need

In Europe you must meet PCI DSS and GDPR, and keep card data in the EU. Too many teams relied on vaults outside the EU: more risk, more paperwork, less control.

That's why PCI Proxy EU was born: a European proxy and tokenisation service, powered by RoxPay. We capture card data at checkout or via API and store it in PCI DSS Level 1 certified vaults, all in the EU.

Before and after

Before
Customer Your servers Non-EU vault

PAN on your systems and outside EU jurisdiction

With PCI Proxy EU
Customer EU vault You (token)

We hold card data. You store the token only.

01

The problem

Complex compliance, card data outside the EU, vendor lock-in.

02

The solution

European proxy and tokenisation, PCI DSS Level 1, GDPR-ready.

03

The result

You focus on your product. We custody the card data.

−90%

PCI scope

100%

EU residency

RoxPay Logo
2020
Founded in Europe
L1
PCI DSS Certified
Technology Partner

Powered by RoxPay

PCI Proxy EU is powered by RoxPay, a European fintech company specialising in payment infrastructure and security solutions. RoxPay brings deep expertise in payment processing, card network integrations and regulatory compliance in the European market.

This partnership combines RoxPay's proven technology stack with PCI Proxy EU's focused mission: making PCI compliance simple, transparent and accessible for every European business, from startups processing their first transactions to enterprise organisations managing millions of cards.

100%
EU Data Residency
GDPR
Native Compliance
0
Non-EU Jurisdictions
European First

Why European Data Residency Matters

In an era of cross-border data transfers and evolving regulatory frameworks, keeping cardholder data within the European Union is more than a preference - it is a strategic decision.

GDPR-First Design

Every architectural decision is made with GDPR compliance as a foundation, not an afterthought. Data processing agreements, retention policies and data subject access requests are handled natively within the platform.

EU-Based Infrastructure

All token vaults, encryption services and processing nodes are hosted in EU data centres. Cardholder data never leaves European jurisdiction, satisfying both regulators and acquiring banks.

Regulatory Alignment

As European data protection regulations evolve - from the implications of Schrems II to the upcoming ePrivacy Regulation - PCI Proxy EU's architecture is designed to adapt without requiring changes from our customers.

Our Mission

Making PCI Compliance Invisible

"
PCI compliance should be a solved problem, not a recurring tax on innovation. Our vision is to make it so seamless that businesses forget they are compliant.

PCI Proxy EU Team

Payment Security Specialists · Powered by RoxPay

The Traditional Problem

Companies hire QSAs, conduct penetration tests, segment networks and train staff - all to manage card data they do not actually need to touch.

Our Solution

We intercept card data before it reaches your systems, tokenise it in a certified European vault and forward it to your PSP only when needed.

−90%

PCI scope reduction

0

Raw card data you touch

−75%

Compliance costs

Our Values

What We Believe In

01

Security

Security is not a feature, it is the foundation. Every layer of our platform is designed with defence in depth - from HSM encryption to network micro-segmentation and immutable audit logs.

02

Transparency

Clear pricing, open documentation, honest communication. We publish our compliance certifications, explain our architecture and give you full visibility into how your data is handled.

03

Innovation

From network tokenisation support to real-time analytics and developer-friendly APIs, we continuously invest to make our platform smarter, faster and easier to integrate.

04

European Sovereignty

We believe European businesses deserve European infrastructure. Data sovereignty is not optional - it is a core principle that shapes every decision about hosting, processing and storage.

Ready for European-First Compliance?

Join the growing number of European businesses that rely on PCI Proxy EU to handle card data securely and compliantly.