PCI Proxy for PSPs and Acquirers
Manage card data across your entire merchant portfolio with a single tokenisation vault. Reduce onboarding friction, enable network tokens and offer PCI compliance as a competitive advantage.
How PSPs Use PCI Proxy
0
Raw card data on your servers
Every PAN tokenised before touching your platform
As a payment service provider or acquirer, you sit at the centre of the card data ecosystem. Every merchant you onboard increases your PCI scope and compliance complexity - unless you separate PAN storage from your platform. Compliance offloading to a controlled PCI Proxy reduces PCI DSS requirements on your organisation and prevents merchant cardholder data environments from resting directly on your systems.
PSP Integration Points
One Vault, Many Merchants
Multi-merchant tokenisation allows a single PCI Proxy vault to serve your entire merchant portfolio. Each merchant gets a logically isolated namespace sharing the same secure infrastructure.
Isolated Merchant Namespaces
Each merchant receives a unique namespace in the vault. Merchant A cannot access Merchant B's tokens. Access control is enforced at API key level with per-merchant scopes, ensuring full data isolation.
Cross-Merchant Card Recognition
When the same cardholder shops across multiple merchants, PCI Proxy recognises the PAN and generates deterministic tokens per namespace. This enables cross-merchant analytics and fraud scoring without exposing raw card data.
Network Tokenisation Support
PCI Proxy integrates natively with Visa Token Service (VTS) and Mastercard Digital Enablement Service (MDES). When a card is tokenised, PCI Proxy can simultaneously provision a network token that replaces the PAN throughout the entire payment lifecycle.
As a PSP, you can offer network tokenisation as a premium feature, creating a differentiated product tier that generates incremental revenue while genuinely improving payment performance for your merchants.
+2–5%
Authorisation Rate Increase
Network tokens carry issuer-level trust signals
Network Token Providers
Visa Token Service (VTS)
Visa network token provisioning for card-on-file, e-commerce and recurring use cases. Per-transaction cryptograms generated for maximum security.
Mastercard MDES
Full MDES integration with token lifecycle management - provisioning, suspension, resumption and deletion - all via the unified PCI Proxy API.
Revenue Opportunity
Network tokens survive card reissuance events, eliminating involuntary churn for subscription businesses and opening new monetisable product tiers.
Why Leading PSPs Choose PCI Proxy
Beyond technical capabilities, PCI Proxy transforms the compliance burden into a competitive moat and a monetisable service layer.
Reduced Liability
Card data never touches your servers. In the event of a breach, tokens in your database are useless to attackers. Your contractual and regulatory liability drops dramatically, as do cyber-insurance premiums.
Faster Merchant Onboarding
New merchants no longer need their own PCI-compliant card storage. Onboarding moves from weeks to hours because card data routing happens at the PCI Proxy layer - merchants simply integrate your SDK or hosted fields.
Revenue Opportunity
Offer tokenisation and network token provisioning as a value-added service to your merchants. White-label the PCI Proxy vault under your brand, set your own pricing tiers and create a recurring revenue stream beyond transaction processing.
Scale Your PSP with Secure Tokenisation
Discover how PCI Proxy works technically or see how merchants and developers integrate with the platform.